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Research

Practical Money Skills periodically conducts research on a wide array of topics related to financial literacy and money management. View full graphical presentations of the surveys in these quick downloads.

95% of Education Professionals Polled in the UAE Want Financial Literacy Taught in Schools An overwhelming number of education professionals polled in the UAE believe that basic financial literacy skills are essential for young people today and would like to see the fundamentals of money management taught in schools, according to a recent survey carried out by Visa, the leading payment solutions provider. Read the Press Release

Geriatric Education
Financial Literacy: A Down Payment on Our Old Age

How informed are older Americans about key financial issues? A 2009 study by AARP indicates that at least half of the older persons in the U.S. are financially illiterate. Advances in online banking and the availability of financial advisors have separated even the most educated among us from management of our own finances. Read more about the study and empower yourself using key financial education resources.

Download A Down Payment on Our Old Age and access key resources.

Our Holiday 2009 Spending Survey is Out

Are consumers planning to reel in their spending this holiday season? Find out who’s spending what and how the numbers stack up against past holiday seasons.

Download the Holiday Spending Research 2009

How Much Will People Spend on Halloween This Year?

Americans love Halloween, and it shows. For those who celebrate it, this ghoulish occasion has become one of the year's most expensive holidays. Who spends the most? The results of this survey released by Visa Inc. might surprise you.

To see how New Yorkers are spending during the holiday, view the video.
Download the Halloween Spending Survey 2009 (108K PDF)

Early Intervention Education: Empowering the Wise Use of Credit In a research initiative developed by Wells Fargo Card Services, results showed that first-time cardholders could substantially improve their use of credit by reviewing online lessons about credit usage. In fact, first-time cardholders who reviewed the lessons had 50% fewer late payments and over-limit charges and 28% lower revolving balances compared to those who did not review the lessons. Download more information on research results (123KB PDF)

How Much Do People Spend on Summer Vacation?

From those who never leave home to the mega-vacationers, this survey breaks down summer vacation spending by the numbers. The report also looks at gender differences, educational differences, and level of consumer debt as factors affecting vacation spending.

Download Summer Travel Survey (152K PDF)

Do Women Spend More than Men?
October 14-16, 2006

Who spends more during the holidays: men or women? Does your education level affect how much you spend during the holidays? Answers to these and other myth-dispelling insights in this month’s research report on holiday spending.

Download Holiday Spending Survey Results Summary (76KB PDF)

Savings Gender and Age Gaps: Young Women Will Spend Far More of Their Tax Refund, New Visa Inc. Survey Finds
April 26, 2007

Significant gender and age gaps exist when it comes to saving money. A new survey released today from Visa Inc. shows women between the ages of 18 and 49 will save far less of their tax refunds than any other group.

Download Savings Gender and Age Gaps (145K PDF)

Practical Money Skills for Life - A Proven Success
March 2004 – January 2005

A recent study conducted in Washington D.C. high schools, the curriculum and educational tools available on PracticalMoneySkills.com helped students increase from a grade of D to a grade of B in pre- and post-test comparisons.

More importantly, students showed results outside of the classroom,making better financial decisions and actively managing their money.

Download an in-depth presentation on this study (812KB)

New and Expectant Parents Financially Unprepared, REDBOOK / Visa Inc. Survey
September 6-16, 2005

New and expectant parents are not as financially prepared as they think they are, according to a new REDBOOK magazine / Visa Inc. survey. Results of the study show that while 76 percent of expectant parents said they feel financially prepared, 41 percent of new parents, in hindsight, admit they were not.

Download Baby Budgeting Survey Results Summary (91K PDF)